The following materials are required to determine an applicant’s loan forgiveness eligibility.
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1. Completed Program Application
The loan forgiveness program application must be completed each year for which applicants wish to receive loan forgiveness funds.
2. U.S. Federal Tax Return
Applicants are to provide a copy of their most recent U.S. Federal Tax Return (1040), including all schedules and copies of W-2 forms, or a foreign equivalent.
If an applicant is submitting a foreign tax statement, provide copies of the most recent tax statement from any and all countries in which they were filed. Include an index of the current exchange rate. Include a U.S. 1040 NR form, if applicable.
Applicants who did not file in any country are to provide a letter of explanation.
3. Spouse’s U.S. Tax Return
Applicants who are married and filing separately are to include copies of their spouse’s most recent U.S. federal tax return, all schedules, and W-2 forms, or foreign equivalent as detailed above.
4. Proof of Employment and Wages
Applicants are to provide their most recent pay stub as proof of employment and salary. For recently hired applicants that have not yet received a pay stub, an offer letter will be needed.
5. Proof of Spouse’s Employment and Wages
If an applicant is married to an employed spouse, provide proof of their employment and salary (an offer letter or recent pay stub).
6. Mission and Scope of Activities
Submit documentation issued from the qualified employer that describes the organization’s mission and scope of activities, or a letter from the employer with the same information. If the employer is an approved local or national government, applicants will need to provide a statement listing their job functions.
7. Employer’s Tax-Exempt Status
Applicants are to provide verification of their employer’s tax-exempt status. If the employer’s tax-exempt status is a foreign equivalent of a 501(c)(3) or 501(c)(4), an explanation of the relevant country’s tax code or similar information, which can be used to establish foreign equivalency, will be needed. Applicants do not need to demonstrate proof of employer’s tax-exempt status if they work for a:
- U.S. federal, state, or local government agency
- Public school or college
8. Verification of Loan Debt
Provide verification of outstanding loan debt from lenders or servicers, including:
- Required monthly repayment
- Outstanding loan balance
- Payment history
If a spouse has outstanding educational loans, submit verification of their loan debt as well.
View our sample loan summary for guidance.
9. Proof of Childcare Expenses
If applicable, include proof of childcare expenses, such as:
- Statements from a licensed childcare provider
- Proof of payment for services if no invoice is available
10. Six-Month Renewal Application
We distribute annual loan forgiveness funds in two disbursements: one at the beginning of the application year and the second application at mid-year. These dates may vary, depending on when you submit your application. You must submit the MSx six-month renewal application to receive your second disbursement.
If any of the above materials are not in English, provide a personal translation of the pertinent information.