How Fintechs and Banks Are Reshaping the Financial Services Ecosystem

Explore the economic forces reshaping financial services and some key implications for building competitive advantage and designing sound regulations.

Innovation in financial technology combined with novel business models is leading companies in the financial services industry — incumbents and recent entrants alike — to reassess their competitive advantages. Many of the existing “economic moats” built upon technology, data, and networks are unlikely to be sustained without informed, strategic adaptation. How Fintechs and Banks Are Reshaping the Financial Services Ecosystem will help you learn and adapt, providing actionable, strategic insights for decision making in the fast-changing financial services sector.

This Stanford Intensive Live Online Business Program gives you extraordinary access to Stanford’s world-class thought leaders in fintech — faculty who, by drawing upon their cutting-edge theoretical and empirical research, will provide strategic guidance to fintech companies and regulators. Faculty come from multiple disciplines across the university providing a holistic view on these essential issues.

In eight faculty-led sessions held over four days, you will gain a deeper understanding of:

Opportunities and vulnerabilities for banks post the global financial crisis
Increasing competitive synergies between fintechs and banks
The evolving competitive and regulatory landscapes in global payments
Advances and challenges in developing Central Bank digital currencies; and tradeoffs and implications for global economic systems
Possible financial services disrupted by bigtech
Innovative funding structures and systemic risks
Opportunities and pitfalls with big data and AI
Imagining financial services after COVID-19

Designed for executives from banking, regulatory agencies, and fintech companies, you will experience a distinctive combination of pioneering research, Silicon Valley innovation and evolution, technical expertise, and practical business strategy to help you make smarter, sounder decisions.

Key Benefits

Gain a critical understanding of the economic forces shaping the industrial organization of financial services.

Explore the sources of comparative advantage and who will be the likely winners and losers as fintechs, bigtechs, and incumbent banks increasingly compete for customers.
Explore the interplay between big data, improved credit assessment, customer engagement, and the strength of your “economic moat” around profitability.
Consider the benefits of big data and the practical and regulatory challenges of using black-box algorithms.
Gain insight into the practical, regulatory, and political obstacles to the effective design of digital currencies and fast-payment systems.
Debate the implications of the evolving regulatory landscape on the digitization of financial services.

Who Should Attend?

Global executives from traditional and challenger banks; credit unions; insurance and mortgage companies; and fintech firms
Mid- to senior-level executives from central banks and regulatory agencies
Decision-makers and senior executives in the financial innovation space